Savings | St Patricks Credit Union | People Helping People

Saving is easy.

Transfer from your bank account.

Do this by setting up your credit union account as a PAYEE from your bank account.

Direct Debit.

Set up Direct Debit payments for convenient regular saving.

Online and Mobile Banking.

Your accounts at your fingertips! Check your balance, make payments, transfer between your accounts, at a time that suits you.

Automatic payroll deduction.*

Set up your accounts so savings are transferred automatically every time you get paid.

*Where applicable

Your savings are shares in our success.

What Are Shares?

In a Credit Union savings are called shares.

Instead of an interest rate, share savings attract an annual return called a dividend which is credited to your account in December each year. 

The rate of dividend is determined by the amount of surplus funds generated by the end of the financial year which runs from 1st October to 30th September

Your shares are covered under the Share Insurance Scheme which is available Free of Charge to members of St. Patrick’s Credit Union