Investment Property & Home Build | St Patricks Credit Union | People Helping People

Your Place Loan, with a specially reduced interest rate of 4.25% p.a. variable, is available to all members who are looking to purchase an investment property or build a new property.

Investment Property & Home Build Loan

Get Your Investment Property & Home Build Loan from St.Patricks Credit Union Today



More Info

Maximum loan term is 10 years

Maximum LTV (Loan to Value) ratio is 50% i.e. the maximum loan amount available would be less than or equal to 50% of the value of your property

Legal charge is required on the property in all circumstances

Terms & Conditions

Free Loan Insurance.

Members can also avail of our free Loan Protection Insurance, which clears a member's loan balance in the event of death (assuming the member was in good health at the time of taking out the loan).

KNOW YOUR Investment Property & Home Build LOAN.

Representative Example

€50,000 loan repayable over 120 months

120 monthly payments of €512.19

Rate of interest 4.25% p.a. variable

Representative 4.34% APR

Total Amount Payable is €61,462.52

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98% of all Loan Applications were Approved!

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Download Forms

Download Membership Application Forms

Find all the forms you need to apply to join St.Patrick's Credit Union. Click here to download forms

Loan Application Forms

Find all the forms you need to apply for any of our loans Click here to download forms

Useful Information

Each loan application will be treated with the utmost confidence and will be considered on its own merits. Read more useful information about your loan application.

Acceptable Forms of ID

Your loan application will require proof of identity and address. See a full list of the acceptable forms of ID.

Managing Your Repayments