Green Energy Efficiency | St Patricks Credit Union | People Helping People

The Green Loan, with a reduced interest rate of just 5.5% p.a. fixed for the duration of the loan, is available to all members of the credit union who are undertaking alterations to their homes in order to improve their energy efficiency e.g. insulating the attic, cavity wall insulation, dry-lining, draught-proofing.

Green Energy Efficiency

Get Your Green Energy Efficiency Loan from St.Patricks Credit Union Today


More Info

For loan amounts in excess of €5,000 only the official quotation will be acceptable.

The Green Loan will be a new separate loan and will have a separate repayment amount.

No minimum amount that a member has to borrow; the maximum amount is €25,000.

Am I Eligible

In order to be eligible for the Green Loan a member needs to produce one of the following:

  • Home Energy Survey
  • Building Energy Rating (BER)
  • A quotation from a contractor registered with Sustainable Energy Authority of Ireland (SEAI).

The advantages and benefits applying to our standard loan also apply to the Green Loan i.e. Loan Protection Insurance, ability to make lump sum payments and early clearance of loan without incurring a penalty etc.Members may also be eligible for grants from the Department of the Environment to help offset against the cost of the improvements – please see the Sustainable Energy Authority of Ireland website for further information.

Terms & Conditions

Free Loan Insurance.

Members can also avail of our free Loan Protection Insurance, which clears a member's loan balance in the event of death (assuming the member was in good health at the time of taking out the loan).


Representative Example

€10,000 loan repayable over 60 months

60 monthly payments of €191.01

Rate of interest 5.5% p.a. fixed

Representative 5.65% APR

Total Amount Payable is €11,460.70

Green Loan Calculator

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98% of all Loan Applications were Approved!

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5 Great Reasons To Apply Today!

Quick decisions for most loans.

No penalties for early repayment.

Free Loan Insurance cover.

Flexibility to increase repayments and pay off the loan faster.

No hidden fees or charges.

Download Forms

Download Membership Application Forms

Find all the forms you need to apply to join St.Patrick's Credit Union. Click here to download forms

Loan Application Forms

Find all the forms you need to apply for any of our loans Click here to download forms

Useful Information

Each loan application will be treated with the utmost confidence and will be considered on its own merits. Read more useful information about your loan application.

Acceptable Forms of ID

Your loan application will require proof of identity and address. See a full list of the acceptable forms of ID.

Managing Your Repayments