Our Education Loan is at a specially reduced interest rate of 6.5% p.a. variable is designed primarily for members who have a child going to 3rd level (can also be used for primary and post-primary education costs).
Get Your Education Loan from St.Patricks Credit Union Today
Your Educational Loan allows members apply for approval for the full amount of 3rd level costs that will be incurred over the duration of the course (typically from 1 to 4 years) and then draw down the loan in various stages and amounts as and when required during this period.
This gives the member peace of mind knowing they have the financial resources to put their child/children through college, and avoids the uncertainty of having to apply for a loan each year.
Free Loan Insurance.
Members can also avail of our free Loan Protection Insurance, which clears a member's loan balance in the event of death (assuming the member was in good health at the time of taking out the loan).
KNOW YOUR Education LOAN.
€10,000 loan repayable over 48 months
48 monthly payments of €238.00
Rate of interest 6.5% p.a. variable
Representative 6.7% APR
Total Amount Payable is €11,379.35
Education Loan Calculator
5 Great Reasons To Apply Today!
Quick decisions for most loans.
No penalties for early repayment.
Free Loan Insurance cover.
Flexibility to increase repayments and pay off the loan faster.
No hidden fees or charges.
Find all the forms you need to apply to join St.Patrick's Credit Union. Click here to download forms.
Find all the forms you need to apply for any of our loans Click here to download forms.
Each loan application will be treated with the utmost confidence and will be considered on its own merits. Read more useful information about your loan application.
Your loan application will require proof of identity and address. See a full list of the acceptable forms of ID.
What should you do if you fall behind on your loan repayments?